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Over 60 Years In Queens County

Thank you so much for all your help. You are a true God send and I feel blessed for having your assistance. Wishing you and your family well wishes and a Happy New Year too!

Thank you for “services rendered” to my complete satisfaction. On that note, a special thank you to Judy Ramirez and Veronica Fuentes for their many contributions. With your knowledge and experience...

Thank you for doing such a great job representing my son on the purchase of his condo. As I am sure you could tell, he was very nervous about the whole thing, been waiting for the other shoe to...

On behalf of the family of the Estate of Marlene U., I would like to express my sincere gratitude to the law firm of Futterman, Sirotkin & Seinfeld, LLP for its unwavering commitment...

I feel blessed that somehow your firm in and my life crossed because the result is the quality of my mother’s life in respect to current and future needs is secure …

Dear Martin and Ira, thank you so much for working so hard on my case for so many years. My life changed 10 years ago when this occurred. I'm glad this chapter of my life has closed.

Just wanted to express how happy I am with your firm. I have known you for over 15 years starting with the purchase of my first home and when I continued utilizing your services when...

Words can not fully express how grateful and impressed I am with your outstanding services. Working with you and your staff not only made me feel comfortable and reassured but ...

I wanted to express my sincere gratitude for your efforts over the last two years regarding my case. Your attention to the details surrounding-my case was second to none...

Me sentir bien comoda con mi dos abogados, el Sr. Martin y el Sr. Futterman, que me trataron mi caso con mucha delicadeza y puecieron mucho tiempo en mi case

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Other costs associated with buying a house

Buying a home is one of the single-most effective methods of building wealth over time, but it does not always come cheap. The price you ultimately pay for your home often far exceeds the asking price, and while some reasons why are obvious - such as the fact that you must pay interest on your loan - there are other fees involved that are less well-known. Some of these may include:

Home inspection fees

When you are considering making a purchase as sizeable as a residence, you want to make sure you are not getting a lemon. That is where the home inspection comes into play. Home inspections involve multi-step inspections of the interior and exterior of a home, from the foundation and roof to the smoke detectors. Most home inspections will run a few hundred dollars, depending on the size of the home, among other factors.

Private mortgage insurance

Though private mortgage insurance does not impact all homebuyers, you can expect to have to pay it if you put down less than 20 percent of the price of the house as your down payment. The amount you may pay in private mortgage insurance will vary due to how much you put down initially and how strong of a credit score you have.

Appraisal fees

Appraisal fees are those that are assessed when a professional appraiser comes out to determine how much your home is worth. He or she will take into account things like market value and the condition of the home to arrive at a figure. The cost of an appraisal varies based on factors such as geography and whether the home has any unusual features, but it is fairly standard to pay several hundred dollars for it.

Lender's origination fee

When you buy a home, your mortgage lender will assess what is known as a lender's origination fee when processing your application. Exactly how much you can expect this fee to cost will vary based on the amount of money you are borrowing in the first place. Typically, it will be based on a very small percentage of the total loan amount.

These are some of the more common, but lesser-known, fees associated with purchasing a home, but this list is not entirely comprehensive. Depending on where and what you buy, you will likely have other expenses you need to factor in when figuring out what you can afford, such as whether you will have to pay any homeowner s association dues. For more about what goes into buying a home, consider getting in touch with a lawyer.

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